Traditionally engineers would always hold Professional Indemnity Insurance covers, particularly if they were either civil, structural or consulting engineers, however, it may not have been purchased by companies or individuals running specifically heating and ventilating, ducting type businesses, however, nowadays most contracts being offered to these types of company would require them to hold Professional Indemnity and that particular policy should be worded based on a design and construct wording, ideally this is because the heating and ventilating engineer very often would produce drawings and give advice in respects to how their particular installation would work for a client.
We would highly recommend where a company is involved in this type of service, that they do consider the policies required to protect their company’s interest as should the work be completed and a subsequent complaint against either the design or construction of the ventilating system had been inappropriate as far as the client is concerned, they would need to protect themselves against this type of allegation. Naturally with a Professional Indemnity Insurance policy, this would offer them legal protection and costs to defend and also any damages awarded, should they subsequently be found to be neglectful in either the design or installation on the project.
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