Professional Indemnity Insurance for Heating and Ventilation Engineers

Traditionally engineers would always hold Professional Indemnity Insurance covers, particularly if they were either civil, structural or consulting engineers, however, it may not have been purchased by companies or individuals running specifically heating and ventilating, ducting type businesses, however, nowadays most contracts being offered to these types of company would require them to hold Professional Indemnity and that particular policy should be worded based on a design and construct wording, ideally this is because the heating and ventilating engineer very often would produce drawings and give advice in respects to how their particular installation would work for a client.

We would highly recommend where a company is involved in this type of service, that they do consider the policies required to protect their company’s interest as should the work be completed and a subsequent complaint against either the design or construction of the ventilating system had been inappropriate as far as the client is concerned, they would need to protect themselves against this type of allegation. Naturally with a Professional Indemnity Insurance policy, this would offer them legal protection and costs to defend and also any damages awarded, should they subsequently be found to be neglectful in either the design or installation on the project.

Click for a Professional Indemnity Insurance quote from leading insurers.

How to purchase your Professional Indemnity Insurance

There has been an increasing demand for more professions of all kinds to consider obtaining Professional Indemnity Insurance, and in many cases contracts are not awarded, unless proof of purchase of cover can be given to a client.
If you have never had a Professional Indemnity Insurance policy and need to know where to obtain cover and PII quotes from, the options are very good. You can approach one insurer direct for quote and covers. On or offline the costs can vary depending on the level of indemnity you require, your background and experience in your profession and the type of service you offer your clients.
You can go on the internet to obtain quotes and buy online from various suppliers who will display the quotations and costs, together with the Professional Indemnity policy terms and conditions within minutes, you should be aware however of who you are buying from and whether they are giving you choices or only offering one insurer’s products, and indeed their experience in handling Professional Indemnity Insurance claims and queries, as the subject matter for this type of policy is indeed quite complex.
For more information go to: www.professionalinsuranceagents.co.uk or telephone us at Professional Insurance Agents Ltd +44 (0) 1323 648000

Professional Indemnity Insurance

Professional Indemnity Insurance - who needs this type of insurance, why should you purchase it and what does it cover us for?

Whether you are considering starting a new Business in the New Year or you are an existing Business thinking about Professional Indemnity (PII) insurance you may need to consider this type of insurance.

All types of professions could be exposed to claims against them for professional neglect for instance, the following businesses should/could have Professional Indemnity insurance in place:

• Accountants
• Business Consultants
• Computer Consultants
• Estate Agents
• Engineers

What does it cover us for?

The policy is designed to offer legal defence cover and damages awarded with cover such as:

• Breach of Professional duty
• Dishonest, fraudulent or malicious acts or omissions of any present employee
• Libel or slander
• Unintentional breach of confidentiality
• Unintentional infringement of Intellectual Property rights
• The loss of or damage to documents
• Any other civil liability
• Select cover for infringement or copyright pursuit cover

For more information about Professional Indemnity Insurance go to:
www.professionalinsuranceagents.co.uk or telephone us at Professional Insurance Agents Ltd +44 (0) 1323 648000.

Business Travel Insurance

The world has got smaller! Or at least we can now reach almost any country in the world within 15-20 hours. So business becomes a lot easier to do in other countries than in the UK.

Directors, officers and staff for companies and corporations need to arrange their travel insurance policies when visiting the various countries they are conducting business in.

Business travel insurance can cover the business man or woman for protection against many types of possible exposures such as:

• Personal Liability
• Corporate Liability
• Medical Expenses
• Credit Card Misuse
• Replacement Passport
• Disruption Cancellation, Travel Delays
• Emergency Reparation
• Personal Belongings
• Kidnap and Ransom

To obtain a quote or for advice go to our website https://www.professionalinsuranceagents.co.uk or telephone Professional Insurance Agents Ltd on 01323 648000.

Clinical Trials Insurance

What is Clinical Trials Insurance and what can it cover?

Clinical trials insurance can provide a number of different types of cover for those who conduct clinical trials, these include public and products liability insurance, professional indemnity insurance and employers liability insurance.

The types of trials that speciality liability insurance can provide cover for are :

• Medical and Surgical Products
• Pharmaceuticals and Drugs
• Supplements and Cosmetics
• Scientific and Technical Equipment

Cover for those conducting clinical trials is provided on a legal liability basis but can also extend to incorporate a 'no fault' compensation option.

The public and products liability cover will protect those who manufacture and / or distribute these types of specialist products, and the product aspect of the cover will be provided on a 'claims made' basis and will be subject to a retroactive date.

If professional indemnity insurance is taken out then this will provide the product designers which includes those who build 'prototypes' against negligent acts, errors or omissions. The cover provided by PI would also be suitable for those who manage or report upon the outcome of clinical trials and investigations.

To provide the employers with cover then the employers liability insurance should be taken out in conjunction with the public and products liability cover.

Clinical trials insurance should be something that is very seriously considered by those undertaking the trials.

For further information and to discuss what your business may require please call Professional Insurance Agents Ltd on 01323 648000 or go to our website www.professionalinsuranceagents.co.uk to obtain further details.